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Mortgage Rates Just Dipped Below 6%–Here's When to Refinance
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Mortgage Rates Dip to 7.2% 🏡 Mortgage rates declined slightly this week for the first time in a while, but buying a home is still out of reach for many people, especially here in San Diego.
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Toronto insured mortgage rates (under 20% down) as of October 26 2026: Prime 4.45% 3-yr fixed 4.14% – 4.69% 5-yr fixed 4.29% – 4.89% Variable 3.25% – 3.70% Payments from $486.17/mo per $100k (25-yr amortization, before mortgage default insurance premium). Ranges shown are for insured mortgages. With 20% or more down, rates are typically higher. Where you land depends on your down payment, term and profile. See what you qualify for at https://yyz.mortgage/?utm_source=tiktok&utm_medium=social&utm_
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2 days ago
TikTok
yyz.mortgage
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Before you call about removing your mortgage insurance, find out which kind you have. One kind can never be cancelled. If you have lender-paid mortgage insurance, the cancellation and termination rights in the Homeowners Protection Act do not apply to you at all. It’s priced into your interest rate instead of billed monthly, so there’s no premium to remove. It ends only on refinance, payoff, or termination of the loan. Same with FHA loans, you have to refinance to get rid of it. Send this to who
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🚨 STOP WAITING FOR THE FED TO LOWER YOUR MORTGAGE RATE! THE FED DOESN'T DIRECTLY SET MORTGAGE RATES! And this week could prove exactly why! 🏦 WEDNESDAY: Federal Reserve interest rate decision! 🔥 THURSDAY: Major inflation report! And THURSDAY could move mortgage rates MORE than Wednesday! 📈 Hot inflation? Rates could rise! 📉 Cooler inflation? We might get some relief! BUT HERE'S WHAT MOST PEOPLE GET WRONG! Mortgage rates can go UP even when the Fed CUTS rates! After 35 years in mortgages, I'
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Gas prices, mortgage rates and the rising cost of living: Are politicians doing enough to address what voters care about most? As Democrats look toward the possibility of regaining control of Congress, the conversation turns to what they could actually accomplish — and why affordability may be the issue that matters most to voters. #Lamont #Fazio #Affordability
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